Archive for December, 2013

Buying or Selling: Now May Be the Time

Because we are in the winter months, many expect the real estate market to slow down. However, this winter there are many reasons both buyers and sellers should move forward with their real estate goals instead of waiting for spring.

BUYERS

Waiting until the spring will probably mean increases in the two elements that determine the cost of purchasing a home: home prices and mortgage rates.

SELLERS

A seller will get the best price when demand is high and inventory is low. Demand will remain strong throughout this winter, while inventory historically shrinks this time of year.

If you are thinking of buying or selling a Fountain Valley or Huntington Beach home, contact me for more help and information. I would love to hear from you!

 

DeAnna Rehnert

[email protected]

(714)815-6215

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Thinking of Selling?

Are you considering selling your home soon? Right now is a great time to sell. Check out this infographic for some helpful information on the importance of curb appeal. If you are looking to start the sales process of your Fountain Valley or Huntington Beach home, I am here and ready to help. Contact me at [email protected] or (714)815-6215 for more information. I would love to hear from you!

 

Curb Appeal Infographic

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5 Home Improvement Projects to Avoid

If you plan on moving in two or three years, don’t invest money in home improvement projects that won’t increase the resale value of your home. If you are looking to buy a home in the Fountain Valley or Huntington Beach areas in the near future, contact me at [email protected] or (714)815-6215. I would love to hear from you!

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Housing Prices Increasing in the Next 12 Months!

In the recent Home Prices Expectation Survey, over 100 leading house analysts called for an approximate 5% increase in home values over the next 12 months. Because of this, the best time to buy a home is now! If you are interested in buying a Fountain Valley or Huntington Beach home, contact me today at (714)815-6215 or [email protected] I would love to hear from you!

 

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Why Do American Families Buy a Home?

There is a plethora of opinions voiced by real estate gurus as to why the dream of home ownership is so important to most Americans. However, study after study reveals the same five reasons families decide to buy a home. They…

  1. Want a good place to raise children
  2. Want a place where their family feels safe
  3. Want more living space
  4. Want control of that living space
  5. Realize that owning makes better financial sense than does renting

If you are considering purchasing a home, look at the five reasons mentioned above. If any of them apply to you and your family, perhaps it is time for you to take the plunge. With both prices and interest rates rising, waiting will only increase your monthly cost as we move forward. If you are looking to purchase a Fountain Valley or Huntington Beach home, contact me, DeAnna Rehnert at (714)-815-6215 or [email protected] I would love to hear from you and help you with this important step in your life!

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Harvard’s 5 Financial Reasons to Buy a Home

This year, Harvard released a paper in which their top 5 reasons for home ownership were published. Take a look at the Harvard 5 here!

1.) Housing is typically the one leveraged investment available. 

“Few households are interested in borrowing money to buy stocks and bonds and few lenders are willing to lend them the money. As a result, homeownership allows households to amplify any appreciation on the value of their homes by a leverage factor. Even a hefty 20 percent down payment results in a leverage factor of five so that every percentage point rise in the value of the home is a 5 percent return on their equity. With many buyers putting 10 percent or less down, their leverage factor is 10 or more.”

2.) You’re paying for housing whether you own or rent. 

“Homeowners pay debt service to pay down their own principal while households that rent pay down the principal of a landlord.”

3.) Owning is usually a form of “forced savings”.

“Since many people have trouble saving and have to make a housing payment one way or the other, owning a home can overcome people’s tendency to defer savings to another day.”

4.) There are substantial tax benefits to owning. 

“Homeowners are able to deduct mortgage interest and property taxes from income…On top of all this, capital gains up to $250,000 are excluded from income for single filers and up to $500,000 for married couples if they sell their homes for a gain.”

5.) Owning is a hedge against inflation.

“Housing costs and rents have tended over most time periods to go up at or higher than the rate of inflation, making owning an attractive proposition.”

Bottom Line

We realize that homeownership makes sense for many Americans for many social and family reasons. It also makes sense financially.

If you are interested in purchasing a home in the Fountain Valley or Huntington Beach area, contact me, DeAnna Rehnert at [email protected] or (714)815-6215 for more information on how to get started! I would love to hear from you.

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Are the Holidays a Good Time to Sell?

Although the holiday season is not really considered the best time to sell, the real estate market is much tighter, resulting in less competition for sellers. At the same time, motivated buyers are still in the market for homes, in hopes that they can make a purchase.

During the holidays, you can liven up your home with some lights and ornaments to attract buyers. Although you can make your home “shine” during the holidays, try not to overdo it. Homes often look their best during the holidays, but sellers should be careful not to overdo it on the decor. Too many ornaments could have a negative effect, and actually turn buyers away. Obviously, you don’t want to offend people, so be sure to go with tasteful decorations, as opposed to large and gaudy ones.

Also keep in mind that emotions play a big role in homebuyer purchases. A well organized home with a few tasteful decorations shows much better than a cluttered home with your kid’s toys lying around the living room. People will often purchase a home solely based on their gut feelings. If a buyer “falls in love” with your home, chances are they’re going to be more inclined to purchase it.

On a final note, it’s also a good idea to make it easy for people to stop by to see your home. In this case, flexibility is a key factor. People are busy during the holidays, and the chances of selling your home will be much greater if make it available for them to see.

Despite the fact that many people feel that the holidays aren’t a good time to buy or sell a home, this really isn’t the case. With a little knowledge and effort, you can sell your home in a timely manner, relax, and enjoy the Holidays!

If you or someone you know are considering selling your Huntington Beach or Fountain Valley house, contact me, DeAnna Rehnert at [email protected] or (714)815-6215.

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National Association of Realtor’s Existing Home Sale Report

If you are looking to buy or sell a Huntington Beach or Fountain Valley home, contact me, DeAnna Rehnert at [email protected] or (714)815-6215 for more information to help you get started!

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5 Reasons to Sell Before Spring

Many sellers feel that the spring is the best time to place their home on the market as buyer demand increases at that time of year. However, the fall and winter have their own advantages. Here are five reasons to sell now.

Only Serious Buyers Are Out

At this time of year, only those purchasers who are serious about buying a home will be in the marketplace. You and your family will not be bothered and inconvenienced by mere ‘lookers’. The lookers are at the mall or online doing their holiday shopping.

There Is Far Less Competition

Housing supply always shrinks dramatically at this time of year. The choices for buyers will be limited. Don’t wait until the spring when all the other potential sellers in your market will put their homes up for sale.

The Process Will Be Quicker

One of the biggest challenges of the 2013 housing market has been the length of time it takes from contract to closing. Banks have been inundated with both purchase and refinancing loan requests. Both of these will slow in the winter cutting timelines and the frustration these delays cause both buyers and sellers.

There Will Never Be a Better Time to Move-Up

If you are moving up to a larger, more expensive home, consider doing it now. Prices are projected to appreciate by over 25% from now to 2018. If you are moving to a higher priced home, it will wind-up costing you more in raw dollars (both in down payment and mortgage payment) if you wait. You can also lock-in your 30 year housing expense with historically low interest rates right now. There is no guarantee rates will remain at these levels in years to come.

It’s Time to Move On with Your Life

Look at the reason you decided to sell in the first place and decide whether it is worth waiting. Is money more important than being with family? Is money more important than your health? Is money more important than having the freedom to go on with your life the way you think you should?

You already know the answers to the questions we just asked. You have the power to take back control of the situation by pricing your home to guarantee it sells. The time has come for you and your family to move on and start living the life you desire. That is what is truly important.

If you have decided to sell your Huntington Beach or Fountain Valley home, contact me, DeAnna Rehnert at (714)815-6215 or [email protected] for more help and information!

 

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14,027 Houses Sell Daily in the US!

There are some homeowners that might consider waiting for the spring to sell their house thinking that no one buys a home during the winter months. What we should understand is that homes sell EVERY DAY. As a matter of fact, according to the latest Existing Homes Sales Report from the National Association of Realtorson average 14,027 homes sell daily in this country.

It is true that more houses sell in the spring than the winter in most markets.  However, it is also true that there will be more competition as many sellers wait to the spring to put their house on the market.

Thousands of homes sell each and every day in this country. Don’t be afraid to put your house on the market this winter. If you are interested in selling your home in Fountain Valley or Huntington Beach, contact me, DeAnna Rehnert for more information at [email protected] or (714)815-6215.

 

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