Category Archives: Buyers

FHA News: Policy Changes for FHA Mortgage Loans

In a press release, HUD No. 12-037, it was announced, “As part of ongoing efforts to encourage the return of private capital in the residential mortgage market and strengthen the Federal Housing Administration’s (FHA) Mutual Mortgage Insurance Fund, Acting FHA Commissioner Carol Galante today announced a new premium structure for FHA-insured single family mortgage loans.”…

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Basic Steps in Preparing to Purchase a Home

Knowledge and experience are the keys to successful real estate transactions. REALTOR.com® contains an enormous amount of valuable information, and such data — combined with the expertise, experience and training of local REALTORS® — can be the essential keys to your success. One of the keys to making the home-buying process easier and more understandable…

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Thinking of Buying a Huntington Beach Fixer Home?

If you have been passing up buying a home because of the expense of anticipated cosmetic repairs, you are missing out on a great opportunity. Sure, it used to be that if you purchased a home and then applied for a home equity loan to pay for repairs, the result would be two separate loans…

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5 Common First Time Home Buyer Mistakes

1. They don’t ask enough questions of their lender and end up missing out on the best deal. 2. They don’t act quickly enough to make a decision and someone else buys the house. 3. They don’t find the right agent who’s willing to help them through the home buying process. 4. They don’t do…

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