Welcome to the most current Housing Trends eNewsletter. This eNewsletter is specially designed for you, with national and local housing information that you may find useful whether you’re in the market for a home, thinking about selling your home, or just interested in homeowner issues in general.
Please click on this link to view the January 2016 Newsletter Housing Trends eNewsletter:
The Housing Trends eNewsletter contains the latest information from the National Association of REALTORS®, the U.S. Census Bureau, Realtor.org reports and other sources.
It also includes press releases with charts and videos, key market indicators and real estate sales and price statistics, a video message by a nationally recognized economist, maps, mortgage rates and calculators, consumer articles, plus local neighborhood information and more.
If you are interested in determining the value of your home, click the “Home Evaluator” link for a free evaluation report:
Sound decisions can only be made with accurate and reliable information, and I am happy to be a trusted resource for you. Thank you for the opportunity to provide you with this monthly eNewsletter, and I look forward to answering any questions you may have and to the opportunity to be your real estate agent in the future.
Capre Professional Real Estate
190 Newport Center Dr. Suite 200 Newport Beach
(While I hope you find the information contained in this eNewsletter useful and informative, if you wish to no longer receive it, you may click on the “unsubscribe” link at the bottom of the newsletter.)
How to Recognize a Mortgage Scam
You might be a victim of a scam if:
- You are told you will get a federal incentive to walk away from your mortgage
- You are asked to pay upfront for counseling
- You are pressured to sign papers immediately
- You are asked to sign your house over to a company or person who is not working with your mortgage company
- You are asked to make a mortgage payment to someone other than your mortgage company without their approval
- You are guaranteed a successful short sale or mortgage modification
- They claim to be a representative of the federal government
If you believe that you are a victim of a scam, you should contact the Federal Trade Commission (FTC) at 1-877-FTC-HELP (1-877-382-4357) or visit their Complaint Assistant https://www.ftccomplaintassistant.gov.
For more information: please call or email DeAnna Rehnert 714-815-6215 email: [email protected]
Take a positive path. Although you may feel like you are in an impossible situation, don’t allow fear and depression to prevent you from taking action.
Research your options. If you are delinquent or soon to be on your mortgage payment, you still have rights and options. Base your decisions on facts not emotions.
Open all correspondence or notices from your bank. Your bank or mortgage company wants to work with you. In some cases they are offering cash incentives for you to short sale your home as an alternative to a loan modification and/or other options. If you are able to complete a successful short sale, some banks are offering $3,000, $10,000, $20,000 and even $30,000 (depending on your your situaiton) Just one month ago, I was able to help an homeowner who was upside down on his mortgage complete a successful Short Sale and receive a cash incentive from the his bank for a total of $33,000.
Face your circumstances head-on. You have most likely heard the old saying “How do you eat an elephant? One bite at a time!” The same applies to avoiding foreclosure. By taking one step at a time, you will avoid procrastinating until all your options are gone.
Accept the urgency of your situation. TIME WILL RUN OUT! There are government programs designed to help homeowners facing foreclosure. One important program is the Mortgage Debt Relief Act. This program is set to expire December 31, 2012. After this date, you will be unable to take advantage of this program. THIS CAN SAVE YOU THOUSANDS OF DOLLARS. The clock is ticking. The quicker you act, the better your options are.
Look towards the future. You may have an opportunity to walk-away from an underwater mortgage along with all the financial stress it brings, with cash in your pocket, and have an opportunity to purchase an affordable home in 2 years.
Seek advice from a Professional, Qualified, Certified Property Expert (CDPE) As an Experienced Real Estate Professional who has earned the CDPE designation, I help distressed homowners work through every aspect of discouragement that accompanies a mortgage which is no longer manageable, and in the process, move toward financial solvency. The situation is complicated and the stakes are high. Never has it been more important to have a professional like me on your side.
If you have read this letter, then you have already taken the first step. If you are looking for information that will help you change your situation, take a look at my website today. Go through the reports. Write down your questions and then contact me and schedule your free, confidential consultation.
Contact me today and let’s get started! HELPING HOMEOWNERS GET A FRESH START
DeAnna Rehnert CDPE
Star Real Estate Lic: 01269974
In the news, there is a lot of talk of a housing recovery. Experts are feeling more optimistic about the state of the housing industry in America.
However, if you or someone you know is one of the millions of homeowners who is stuck with a home on which you owe more than the property is worth, the feeling of helplessness can be overwhelming and frustrating.
Many Huntington Beach homeowners don’t realize that just because they are in danger of losing their home to foreclosure doesn’t mean they have to wait around for it to happen. With help, they can take matters into their own hand
HUNTINGTON BEACH HOMEOWNERS CLAIM YOUR TICKET TO FREEDOM!
As a Certified Distressed Property Expert (CDPE), helping homewoners in Huntington Beach and surrounding cities, I am always focused on making sure that each and every option is made available to homewoners who are in danger of losing their homes, and help provide them with the necessary tools and information to face the challenges head-on.
Take a look at the information on this site then Contact me today to schedule a free, confidential consultation.
DeAnna Rehnert Helping Homeownes Get A Fresh Start
Time is running out. The Mortgage Debt Relief Act can help save you!
In 2007, the Mortgage Debt Relief Act was passed in an attempt to help the millions of homeowners who, due to the housing crisis and economic crash, suddenly found themselves in danger of losing their home to foreclosure.
The act has helped may distressed homeowners find solutions to avoid foreclosure and opened up options to them that were previously unavailable.
However, the Mortgage Debt Relief Act was always intended to be a temporary solution and it is now set to expire at the end of 2012. For distressed homeowners, this means that time is limited for you to take advantage of this program.
Time is running out, but there is still a chance to change your financial direction and avoid foreclosure.
Contact me today for a confidential consultation and help navigating the options that best suits you.
The Mortgage Debt Relief Act of 2007 generally allows Huntington Beach and Fountain Valley taxpayers to exclude income from the discharge of debt on their principal residence. Debt reduced through mortgage restructuring, as well as mortgage debt forgiven in connection with a foreclosure, qualifies for the relief.
This provision applies to debt forgiven in calendar years 2007 through 2012. Up to $2 million of forgiven debt is eligible for this exclusion ($1 million if married filing separately). The exclusion does not apply if the discharge is due to services performed for the lender or any other reason not directly related to a decline in the home’s value or the taxpayer’s financial condition.
Call me for more information: (714) 815-6215
For Huntington Beach Homeowners in danger of losing their home, walking away might seem like an attractive solution. Many distressed homeowners have been getting bad advice when it comes to Strategic Default. It has become fashionable for some so-called experts to recommend defaulting on your mortgage as a method of dealing with pending foreclosure, but this is actually one of the worst options imaginable.
Strategic Default is a method that some homeowners who are in danger of losing their home to foreclosure choose to take. Rather than spending more money to try and save their home, they simply let the bank foreclose, take the credit hit and then walk away. It is unfortunate, because there are so many better options available to homeowners under the threat of foreclosure than this.
While Strategic Default may provide immediate relief to the overwhelming feeling that the threat of foreclosure brings, it can have devastating effects on a homeowner’s future ability to find affordable housing.
As a Certified Distressed Property Expert (CDPE), I make a point to find the best possible options not just for the present, but for the future as well. There are options for homeowners in Huntington Beach,that can have a much lighter effect on a their credit while also allowing them to walk away from an oppressive mortgage.”
I have developed a free report entitled, “Escape your Unmanageable Mortgage” that is accessible from my website, www.stopforeclosuredeannahelps.com.
DeAnna Rehnert (714) 815-6215
HELPING HOMEOWNERS GET A FRESH START
Great New for Homeowners with Underwater Mortgages!
If you are a homeowner in Huntington Beach, Fountain Valley, or anywhere in Orange County, and unable to keep up with your mortgage payments… I have some great news for you In the last few months, Banks are offering cash incentives to homeowners who are able to complete a successful short sale. Some banks are offering $3,000, $10,000, $20,000 and even $30,000 (depending on your situation).
You may have an opportunity to walk-away from an underwater mortgage along with all the financial stress it brings, with cash in your pocket, and have an opportunity to purchase an affordable home in approximately 2 years.
One more note, The Mortgage Forgiveness Debt Relief Act and Debt Cancellation of 2007 is in effect until December 31, 2012, and there has been no indication that this program will be extended.. This program has allowed taxpayers to exclude income from the discharge of debt on their principle residence.
These opportunities may not present themselves in the future, so now is the time to take advantage both the bank incentives, (each lender is different) and the Mortgage Debt Forgiveness Act.
Don’t Delay! Act now…
I look forward to speaking with you on how you can take advantage of this great opportunity.
After spending over 2 years of being upside down on his mortgage, unable to make payments on his loan, and after multiple frustrating attempts at loan modification, something very interesting happened. Shortly after calling us, we met and discussed all of his options, including how we might best help him avoid foreclosure and help him get a new start.
We were able to complete a short sale on his home, he was able to avoid a deficiency judgment, and walk away from a property that he was upside down in.
And the best part? The bank wrote him a check at the close of escrow for $33,000:
DeAnna Rehnert Foreclosure Specialist